Student Health Insurance and Waiver Information

The Student Financial Services at Gallaudet University will manage all correspondence related to health insurance such as billing, managing the health insurance purchase and waiver process, collecting private health insurance cards, corresponding with Gallaudet's health insurance company and any other issues pertaining to the health insurance process. By Gallaudet University policy, comprehensive health insurance coverage is mandatory for all full-time undergraduate and full-time graduate students, and international students must show proof of health insurance at registration.

Incoming freshmen students and new graduate students - The health insurance waiver process will be included in the mandatory online business registration for incoming freshman during New Student Orientation and for new graduate students during Graduate Student Orientation.

Returning students - the health insurance waiver process will be included in the mandatory online business registration period before the start of the semester.

Enrollment of Family Members

To enroll family members please contact University Health Plans directly by calling 1-800-437-6448. Additional information concerning the health insurance plan is available at the following website: www.universityhealthplans.com.

Waive Gallaudet's Health Insurance

If you need to waive Gallaudet's health insurance plan, it must be done no later than May 17, 2013 for summer 2012, August 26, 2013 for fall semester and no later than January 21, 2014 for spring semester. If Student Financial Services does not receive all of your private health insurance information by the deadline, your student account will be automatically billed for the premium due. If you have additional questions or concerns about your insurance, please feel free to contact us directly at (202) 651-5145 (voice), 202-250-2453 (VP) or email us at student.accounts@gallaudet.edu .

To submit your health insurance waiver request you will need to access your Bison account during Online Business Registration. Bison Self Service is an online Service to let you know what you need to do to complete the important steps with the various departments within Gallaudet University. The website to access Bison Self Service is bison.gallaudet.edu. Listed below are instructions on how to gain access to your Bison account:

How to waive the health insurance

Waiving the health insurance is a two step process. You must complete both steps before your insurance is waived.

You must submit the health insurance waiver request online through your Bison account during Online Business Registration.
You must submit a copy of your health insurance card, front and back with your student ID number noted on it to Student Financial Services. Your health insurance will not be waived unless you complete both steps of the health insurance waiver process. The health insurance card can be faxed to 202-651-5711 or a copy of the health insurance card can be attached to an email and sent to student.accounts@gallaudet.edu .

IMPORTANT NOTE:

Your private health insurance card must be valid (can be accepted for use in Washington D.C. metropolitan area including Maryland and Virginia), comparable to Gallaudet's student health insurance, and not expired.
If your insurance card is deemed as unacceptable or your private insurance carrier declines your coverage, you will be responsible for paying for your health care expenses that you may incur and health insurance costs. Please be sure to verify with your family and private health insurance carrier before you submit your waiver request.
Your waiver request will not be processed by Gallaudet if you do not provide a copy of your private health insurance card on or before the semester starts. You will be charged for the health insurance if your card is not acceptable.

Health Insurance Information

Health Insurance	United Healthcare Insurance for 2013-2014 The benefits will remain the same as the previous year.	United Healthcare Health Insurance for 2012-2013
Annual Cost of Insurance for Fall	$2,448.00	$2,100.00
Coverage Period for Fall Semester	07/15/2013 through 07/14/2014 at 11:59pm	07/15/2012 through 07/14/2013 at 11:59pm
Spring semester cost and coverage period	$1,428.00 from 12/15/2013 through 07/14/2014 at 11:59pm	$1,225.00 from 12/15/2012 through 07/14/2013 at 11:59pm
Summer semester cost and coverage period	$408.00 from 5/15/2014 through 07/14/2014 at 11:59pm	$350.00 from 5/15/2013 through 07/14/2013 at 11:59pm
Annual Maximum Benefit	$500,000.00	$100,000.00
Network	Choice Plus	Choice Plus
Co-payment	None	None
Deductible	$100.00	$100.00
Emergency Room	$100.00	$100.00
Urgent Care	$50.00	$50.00
Pharmacy Benefit	(Coverage for Oral Contraceptives included) Generic - $10.00 / Brand $30.00 / Non-Formulary $50.00	(Coverage for Oral Contraceptives included) Generic - $10.00 / Brand $30.00 / Non-Formulary $50.00

Costs Not Covered By Insurance

Every registered full-time student is eligible to use Student Health Services. Students are charged a $50.00 health fee per semester with tuition. The $50.00 health fee is not to be confused with health insurance. Certain charges are not included in the $50.00 health fee, i.e. medication, vaccinations, and laboratory tests. For a complete list of charges not included in the SHS student health fee, please contact SHS directly. A fee is charged to anyone who is not a registered student. Fees for services at SHS are billed directly to the student's account at Student Financial Services.