Student Health Insurance and Waiver Information

The Student Financial Services at Gallaudet University will manage all correspondence related to health insurance such as billing, managing the health insurance purchase and waiver process, collecting private health insurance cards, corresponding with Gallaudet's health insurance company and any other issues pertaining to the health insurance process. According to Gallaudet University policy, comprehensive health insurance coverage is mandatory for all full-time undergraduate, full-time graduate students, and international students.  All are required to show proof of health insurance at registration.

Incoming freshmen students and new graduate students - The health insurance waiver and purchase process will be included in the mandatory online business registration for incoming freshman during New Student Orientation and for new graduate students during Graduate Student Orientation.

Returning students - The health insurance waiver and purchase process will be included in the mandatory online business registration period before the start of the semester.

Purchase Gallaudet's Health Insurance

If you do not have insurance and will need to purchase Gallaudet's health insurance plan, you must purchase insurance by May 17, 2013 for summer 2013, August 26, 2013 for fall semester and no later than January 21, 2014 for the Spring 2014 semester.  The insurance rates for the each semester and the timeline that it covers is listed below on the table “Health Insurance Information”.

Waive Gallaudet's Health Insurance

If you need to waive Gallaudet's health insurance plan, it must be done no later than May 17, 2013 for summer 2013, August 26, 2013 for fall semester and no later than January 21, 2014 for spring semester. If Student Financial Services does not receive all of your private health insurance information by the deadline, your student account will be automatically billed for the premium due. If you have additional questions or concerns about your insurance, please feel free to contact us directly at (202) 651-5145 (voice), 202-250-2453 (VP) or email us at student.accounts@gallaudet.edu .

To submit your health insurance waiver request you will need to access your Bison account during Online Business Registration. Bison is Gallaudet University Information Portal for all students (i.e.
class schedule, grade reports, financial aid, health insurance, online business registration and student accounts etc).  The website to access Bison Self Service is bison.gallaudet.edu.  Once you have opened this link to access your account, you will need to enter your User Name (first name. last name) and your Password.

How to waive the health insurance

Waiving the health insurance is a two-step process. You must complete both steps before your insurance is waived.

  1. You must submit the health insurance waiver request online through your Bison account during Online Business Registration. 
  2. You must also attach a scanned copy of the front and back of your health insurance card with your student ID during Online Business Registration.  Your health insurance will not be waived unless you complete both steps of the health insurance waiver process. If you have any questions please email us at student.accounts@gallaudet.edu .

Enrollment of Family Members

To enroll family members please contact University Health Plans directly by calling 1-800-437-6448. Additional information concerning the health insurance plan is available at the following website: www.universityhealthplans.com.

IMPORTANT NOTE:

  1. Your private health insurance card must be valid and current (can be accepted for use in Washington D.C. metropolitan area including Maryland and Virginia), comparable to Gallaudet's student health insurance, i.e. not expired.
  2. If your insurance card is deemed as unacceptable or your private insurance carrier declines your coverage, you will be responsible for paying for your health care expenses that you may incur and health insurance costs. Please be sure to verify with your family and private health insurance carrier before you submit your waiver request.
  3. Your waiver request will not be processed by Gallaudet if you do not provide a copy of your private health insurance card on or before the semester starts. You will be charged for the health insurance if your card is not acceptable.

Health Insurance Information

Health Insurance

United Healthcare Insurance for 2013-2014

The benefits will remain the same as the previous year.

United Healthcare Health Insurance for 2012-2013

Annual Cost of Insurance for Fall

$2,448.00

$2,100.00

Coverage Period for Fall Semester

07/15/2013 through 07/14/2014 at 11:59pm

07/15/2012 through 07/14/2013 at 11:59pm

Spring semester cost and coverage period

$1,428.00 from 12/15/2013 through 07/14/2014 at 11:59pm

$1,225.00 from 12/15/2012 through 07/14/2013 at 11:59pm

Summer semester cost and coverage period

$408.00 from 5/15/2014 through 07/14/2014 at 11:59pm

$350.00 from 5/15/2013 through 07/14/2013 at 11:59pm

Annual Maximum Benefit

$500,000.00

$100,000.00

Network

Choice Plus

Choice Plus

Co-payment

None

None

Deductible

$100.00

$100.00

Emergency Room

$100.00

$100.00

Urgent Care

$50.00

$50.00

Pharmacy Benefit

(Coverage for Oral Contraceptives included) Generic - $10.00 / Brand $30.00 / Non-Formulary $50.00

(Coverage for Oral Contraceptives included) Generic - $10.00 / Brand $30.00 / Non-Formulary $50.00

Costs Not Covered By Insurance

Every registered full-time student is eligible to use Student Health Services. Students are charged a $50.00 health fee per semester with tuition. The $50.00 health fee is not to be confused with health insurance. Certain charges are not included in the $50.00 health fee, i.e. medication, vaccinations, and laboratory tests. For a complete list of charges not included in the SHS student health fee, please contact SHS directly. A fee is charged to anyone who is not a registered student. Fees for services at SHS are billed directly to the student's account at Student Financial Services.



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