Dependent Coverage

If you have dependents under your insurance plans (other than a spouse or domestic partner), please ensure you are aware of the age limit on each plan:

Federal Dental and Vision Insurance Program(FEDVIP): Unmarried children are covered up at age 22.  Dependents who are incapable of self-support by reason of mental or physical incapacity that occurred before the age of 22 may continue to be covered. 

Gallaudet University Delta Dental Insurance (non-FEDVIP):  Unmarried children are covered up to age 19 or up to 25 as long as they are unmarried and are full-time students.  Dependents who are incapable of self-support by reason of mental or physical incapacity that occurred before the age of 19 may continue to be covered. 

Federal Employees Health Benefits (FEHB) Program: Dependents may remain covered under FEHB until age 26, regardless of marital status. 

Federal Employees Group Life Insurance (FEGLI):  Unmarried children can be covered under Option C (Family Life Insurance) up until age 22.  Dependents who are incapable of self-support by reason of mental or physical incapacity that occurred before the age of 22 may continue to be covered. 

Gallaudet University Standard Life Insurance: Unmarried children are covered under the Dependents Life Insurance until age 21 or up to 25 as long as they are unmarried and are full-time students.

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