What do I do if my child reaches the age limit for benefits?

Health Insurance

The age limit for children covered by the Federal Employee Health Benefits program is 26.  Your child's health insurance continues at no cost for 31 days after the enrollment terminates.  At this time, your child becomes eligible to participate in Temporary Continuation of Coverage (TCC). Your child has up to 60 days from his or her birthday to complete a health registration form to enroll in TCC.  The form is available here

Please check this link for additional information on TCC.

University and Federal Dental Insurance

The age limit for the University dental insurance is 26 years old. Your child has up to 31 days from his or her birthday to enroll in dental insurance under the Consolidated Omnibus Budget Reconciliation Act (COBRA).  COBRA will enable your child to keep the same dental insurance for an additional 36 months.  Please send an email to the Benefits Office for additional information, including enrollment.

The age limit for children covered by FEDVIP is 22. There is no provision for continuing coverage beyond the age limit.

Please check the Dental Insurance page for additional information on both plans.

Life Insurance

FEGLI - The age limit for unmarried dependent children is 22. Your child has 31 days from his or her birthday to convert the child portion of your policy to an individual, direct-pay policy. Please contact the Benefits Associate for more information.

University Life Insurance - The age limit for dependent children is 21 unless he or she is a full-time student or is incapable of self-support because of mental or physical disability that existed while insured under the policy. Your child has 31 days from his or her birthday to convert the child portion of your policy to an individual, direct-pay policy. Please contact the Benefits Associate for more information. 

Please check the Life Insurance page for additional information on both plans.

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